Interest Rates on the Credit and Deposit Market

% p.a. Archive
2017 January - december 2017 2018 January - december 2018
January January March June September December
A. Average interest rates in Belarusian rubles
1. On newly attracted bank deposits
legal persons*
demand 3.00 2.92 3.00 3.00 3.00 3.00 3.00 3.00
up to 1 year 7.47 6.01 5.75 6.76 6.83 6.67 6.91 6.61
over 1 year 9.19 5.98 7.37 7.17 8.44 7.22 7.04 7.40
natural persons
demand 1.54 1.09 0.19 0.23 0.19 0.17 0.57 0.26
up to 1 year 12.41 7.70 6.63 7.41 8.20 8.63 8.67 8.20
over 1 year 17.11 11.79 10.00 11.31 11.37 10.72 11.90 11.13
2. On banks' newly extended credits
legal persons
up to 1 year 19.36 13.47 11.62 11.49 11.43 11.30 10.88 11.30
over 1 year 19.42 12.34 11.41 10.28 10.62 10.81 10.42 10.61
natural persons
up to 1 year 19.33 12.78 9.61 9.70 9.27 8.44 8.69 9.03
over 1 year 17.42 13.20 11.42 11.64 11.61 11.40 10.13 11.32
B. Average interest rates in foreign exchange
3. On newly attracted bank deposits
legal persons*
demand 0.20 0.20 0.10 0.11 0.10 0.17 0.12
up to 1 year 2.19 1.82 1.62 0.63 1.02 0.81 1.28 1.20
over 1 year 3.98 2.19 1.86 1.26 1.53 1.54 1.30 1.43
natural persons
demand 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10
up to 1 year 1.74 1.23 0.67 0.53 0.63 0.68 0.73 0.65
over 1 year 2.71 2.13 1.62 1.35 1.71 1.68 1.88 1.64
4. On banks' newly extended credits
legal persons
up to 1 year 7.36 6.16 5.23 4.76 4.72 4.49 4.48 4.68
over 1 year 8.00 7.18 6.29 5.86 5.43 5.85 5.30 5.82
natural persons
up to 1 year
over 1 year

Methodological comments:

Methodological comments to calculation of indicators are given in section 7 “Methodological notes to the tables of the Bulletin of Banking Statistics.

* By 2015 - legal persons and government agencies; from 2015 - legal persons.