Interest Rates on the Credit and Deposit Market

% p.a. Archive
2018 January - december 2018 2019
January October January March June September October
A. Average interest rates in Belarusian rubles
1. On newly attracted bank deposits
legal persons*
demand 3.00 3.00 3.00 3.00 3.00 3.00 3.00 3.00
up to 1 year 5.75 6.35 6.61 6.97 7.74 7.71 7.16 7.13
over 1 year 7.37 7.69 7.40 8.35 8.74 10.60 7.80 9.49
natural persons
demand 0.19 0.18 0.26 0.19 0.64 0.36 0.23 0.96
up to 1 year 6.63 8.74 8.20 8.72 8.82 9.03 8.79 8.89
over 1 year 10.00 10.94 11.13 11.85 12.21 12.62 12.06 12.04
2. On banks' newly extended credits
legal persons
up to 1 year 11.62 11.19 11.30 11.13 11.21 11.34 11.15 11.13
over 1 year 11.41 10.52 10.61 10.78 10.46 10.77 10.30 10.57
natural persons
up to 1 year 9.61 8.53 9.03 9.13 9.55 9.33 8.62 8.53
over 1 year 11.42 11.20 11.32 10.89 11.44 11.75 10.90 10.76
B. Average interest rates in foreign exchange
3. On newly attracted bank deposits
legal persons*
demand 0.20 0.10 0.12 0.20 0.20
up to 1 year 1.62 0.95 1.20 0.98 1.59 1.05 1.11 1.10
over 1 year 1.86 1.27 1.43 1.61 1.65 0.75 0.97 1.56
natural persons
demand 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10
up to 1 year 0.67 0.68 0.65 0.76 0.79 0.77 0.59 0.42
over 1 year 1.62 1.68 1.64 2.23 2.36 2.36 1.72 1.53
4. On banks' newly extended credits
legal persons
up to 1 year 5.23 4.85 4.68 4.28 4.26 4.42 4.66 4.81
over 1 year 6.29 5.30 5.82 6.05 5.34 5.40 5.05 4.57
natural persons
up to 1 year
over 1 year

Methodological comments:

Methodological comments to calculation of indicators are given in section 7 “Methodological notes to the tables of the Bulletin of Banking Statistics.

* By 2015 - legal persons and government agencies; from 2015 - legal persons.