Interest Rates on the Credit and Deposit Market

% p.a. Archive
2020 January - December 2020 2021
January February March June September December January
A. Average interest rates in Belarusian rubles
1. On newly attracted bank deposits
legal persons*
demand 3.00 3.00 3.00 3.00 9.32 3.00 3.04 2.04
up to 1 year 6.79 6.51 7.00 8.20 14.82 12.37 10.25 11.89
over 1 year 7.55 6.90 7.37 9.24 13.91 12.36 9.55 13.71
natural persons
demand 0.76 0.77 0.71 0.43 0.93 1.11 0.79 0.40
up to 1 year 8.62 8.44 8.20 11.51 15.16 18.17 12.95 18.31
over 1 year 11.72 11.44 11.21 11.95 11.65 10.43 11.48 11.98
2. On banks' newly extended credits
legal persons
up to 1 year 10.88 10.69 10.74 11.34 10.89 10.82 11.02 11.45
over 1 year 10.74 10.32 10.57 10.37 10.36 10.37 10.46 10.85
natural persons
up to 1 year 7.80 8.65 8.25 8.42 8.67 8.28 8.49 8.54
over 1 year 9.88 10.44 10.43 9.82 9.09 9.03 9.90 9.23
B. Average interest rates in foreign exchange
3. On newly attracted bank deposits
legal persons*
demand 0.07 0.05 0.05 0.06 0.05
up to 1 year 1.01 1.07 0.79 0.79 1.50 1.31 1.13 0.81
over 1 year 1.07 1.15 0.90 0.81 1.13 1.15 1.04 0.91
natural persons
demand 0.10 0.09 0.09 0.09 0.09 0.08 0.09 0.10
up to 1 year 0.34 0.33 0.27 0.46 0.90 1.09 0.61 1.08
over 1 year 1.24 1.11 0.96 1.57 1.75 1.92 1.47 1.99
4. On banks' newly extended credits
legal persons
up to 1 year 3.58 3.54 3.88 4.21 4.33 5.22 4.12 5.42
over 1 year 4.20 4.59 4.46 4.94 5.21 4.93 4.83 5.07
natural persons
up to 1 year
over 1 year

Methodological comments:

Methodological comments to calculation of indicators are given in section 7 “Methodological notes to the tables of the Bulletin of Banking Statistics.

* By 2015 - legal persons and government agencies; from 2015 - legal persons.