Interest Rates on the Credit and Deposit Market

% p.a. Archive
2018 January - december 2018 2019 January - december 2019
January January March June September December
A. Average interest rates in Belarusian rubles
1. On newly attracted bank deposits
legal persons*
demand 3.00 3.00 3.00 3.00 3.00 3.00 3.00 3.00
up to 1 year 5.75 6.61 6.97 7.74 7.71 7.16 6.83 7.39
over 1 year 7.37 7.40 8.35 8.74 10.60 7.80 8.15 8.70
natural persons
demand 0.19 0.26 0.19 0.64 0.36 0.23 0.83 0.48
up to 1 year 6.63 8.20 8.72 8.82 9.03 8.79 8.70 8.82
over 1 year 10.00 11.13 11.85 12.21 12.62 12.06 11.74 12.22
2. On banks' newly extended credits
legal persons
up to 1 year 11.62 11.30 11.13 11.21 11.34 11.15 10.63 11.18
over 1 year 11.41 10.61 10.78 10.46 10.77 10.30 10.24 10.50
natural persons
up to 1 year 9.61 9.03 9.13 9.55 9.33 8.62 7.79 8.91
over 1 year 11.42 11.32 10.89 11.44 11.75 10.90 9.66 11.03
B. Average interest rates in foreign exchange
3. On newly attracted bank deposits
legal persons*
demand 0.20 0.12 0.20 0.20 0.19
up to 1 year 1.62 1.20 0.98 1.59 1.05 1.11 0.95 1.19
over 1 year 1.86 1.43 1.61 1.65 0.75 0.97 0.48 1.30
natural persons
demand 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10
up to 1 year 0.67 0.65 0.76 0.79 0.77 0.59 0.35 0.67
over 1 year 1.62 1.64 2.23 2.36 2.36 1.72 1.40 2.04
4. On banks' newly extended credits
legal persons
up to 1 year 5.23 4.68 4.28 4.26 4.42 4.66 4.20 4.44
over 1 year 6.29 5.82 6.05 5.34 5.40 5.05 4.23 5.03
natural persons
up to 1 year
over 1 year

Methodological comments:

Methodological comments to calculation of indicators are given in section 7 “Methodological notes to the tables of the Bulletin of Banking Statistics.

* By 2015 - legal persons and government agencies; from 2015 - legal persons.