Interest Rates on the Credit and Deposit Market

% p.a. Archive
2019 January - december 2019 2020
January October January March June September October
A. Average interest rates in Belarusian rubles
1. On newly attracted bank deposits
legal persons*
demand 3.00 3.00 3.00 3.00 3.00 3.00 9.32 3.00
up to 1 year 6.97 7.13 7.39 6.79 7.00 8.20 14.82 13.35
over 1 year 8.35 9.49 8.70 7.55 7.37 9.24 13.91 13.03
natural persons
demand 0.19 0.96 0.48 0.76 0.71 0.43 0.93 1.18
up to 1 year 8.72 8.89 8.82 8.62 8.20 11.51 15.16 16.87
over 1 year 11.85 12.04 12.22 11.72 11.21 11.95 11.65 10.75
2. On banks' newly extended credits
legal persons
up to 1 year 11.13 11.13 11.18 10.88 10.74 11.34 10.89 11.18
over 1 year 10.78 10.57 10.50 10.74 10.57 10.37 10.36 10.51
natural persons
up to 1 year 9.13 8.53 8.91 7.80 8.25 8.42 8.67 8.69
over 1 year 10.89 10.76 11.03 9.88 10.43 9.82 9.09 8.91
B. Average interest rates in foreign exchange
3. On newly attracted bank deposits
legal persons*
demand 0.20 0.19 0.07 0.05 0.05
up to 1 year 0.98 1.10 1.19 1.01 0.79 0.79 1.50 1.18
over 1 year 1.61 1.56 1.30 1.07 0.90 0.81 1.13 0.90
natural persons
demand 0.10 0.10 0.10 0.10 0.09 0.09 0.09 0.09
up to 1 year 0.76 0.42 0.67 0.34 0.27 0.46 0.90 1.02
over 1 year 2.23 1.53 2.04 1.24 0.96 1.57 1.75 1.81
4. On banks' newly extended credits
legal persons
up to 1 year 4.28 4.81 4.44 3.58 3.88 4.21 4.33 4.62
over 1 year 6.05 4.57 5.03 4.20 4.46 4.94 5.21 4.41
natural persons
up to 1 year
over 1 year

Methodological comments:

Methodological comments to calculation of indicators are given in section 7 “Methodological notes to the tables of the Bulletin of Banking Statistics.

* By 2015 - legal persons and government agencies; from 2015 - legal persons.