Interest Rates on the Credit and Deposit Market

% p.a. Archive
2018 January - december 2018 2019
January July January March April June July
A. Average interest rates in Belarusian rubles
1. On newly attracted bank deposits
legal persons*
demand 3.00 2.97 3.00 3.00 3.00 3.00 3.00 3.00
up to 1 year 5.75 6.77 6.61 6.97 7.74 7.74 7.71 7.88
over 1 year 7.37 9.07 7.40 8.35 8.74 8.48 10.60 10.11
natural persons
demand 0.19 0.22 0.26 0.19 0.64 0.14 0.36 0.47
up to 1 year 6.63 8.34 8.20 8.72 8.82 8.78 9.03 8.91
over 1 year 10.00 10.87 11.13 11.85 12.21 12.34 12.62 12.61
2. On banks' newly extended credits
legal persons
up to 1 year 11.62 11.37 11.30 11.13 11.21 11.36 11.34 11.44
over 1 year 11.41 10.67 10.61 10.78 10.46 9.92 10.77 10.74
natural persons
up to 1 year 9.61 8.70 9.03 9.13 9.55 9.28 9.33 8.92
over 1 year 11.42 11.32 11.32 10.89 11.44 11.42 11.75 11.37
B. Average interest rates in foreign exchange
3. On newly attracted bank deposits
legal persons*
demand 0.20 0.14 0.12 0.20 0.20 0.10 0.10
up to 1 year 1.62 1.02 1.20 0.98 1.59 1.27 1.05 1.48
over 1 year 1.86 1.39 1.43 1.61 1.65 1.79 0.75 2.02
natural persons
demand 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10
up to 1 year 0.67 0.67 0.65 0.76 0.79 0.88 0.77 0.75
over 1 year 1.62 1.76 1.64 2.23 2.36 2.32 2.36 2.02
4. On banks' newly extended credits
legal persons
up to 1 year 5.23 4.59 4.68 4.28 4.26 4.36 4.42 4.33
over 1 year 6.29 6.47 5.82 6.05 5.34 5.24 5.40 5.42
natural persons
up to 1 year
over 1 year

Methodological comments:

Methodological comments to calculation of indicators are given in section 7 “Methodological notes to the tables of the Bulletin of Banking Statistics.

* By 2015 - legal persons and government agencies; from 2015 - legal persons.