Interest Rates on the Credit and Deposit Market

% p.a. Archive
2018 January - december 2018 2019
January February March June September December January
A. Average interest rates in Belarusian rubles
1. On newly attracted bank deposits
legal persons*
demand 3.00 3.00 3.00 3.00 3.00 3.00 3.00 3.00
up to 1 year 5.75 6.66 6.76 6.83 6.67 6.91 6.61 6.97
over 1 year 7.37 6.62 7.17 8.44 7.22 7.04 7.40 8.35
natural persons
demand 0.19 0.23 0.23 0.19 0.17 0.57 0.26 0.19
up to 1 year 6.63 6.79 7.41 8.20 8.63 8.67 8.20 8.72
over 1 year 10.00 10.82 11.31 11.37 10.72 11.90 11.13 11.85
2. On banks' newly extended credits
legal persons
up to 1 year 11.62 11.56 11.49 11.43 11.30 10.88 11.30 11.13
over 1 year 11.41 10.56 10.28 10.62 10.81 10.42 10.61 10.78
natural persons
up to 1 year 9.61 9.74 9.70 9.27 8.44 8.69 9.03 9.13
over 1 year 11.42 11.63 11.64 11.61 11.40 10.13 11.32 10.89
B. Average interest rates in foreign exchange
3. On newly attracted bank deposits
legal persons*
demand 0.20 0.10 0.10 0.11 0.10 0.17 0.12 0.20
up to 1 year 1.62 1.72 0.63 1.02 0.81 1.28 1.20 0.98
over 1 year 1.86 1.64 1.26 1.53 1.54 1.30 1.43 1.61
natural persons
demand 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10
up to 1 year 0.67 0.58 0.53 0.63 0.68 0.73 0.65 0.76
over 1 year 1.62 1.54 1.35 1.71 1.68 1.88 1.64 2.23
4. On banks' newly extended credits
legal persons
up to 1 year 5.23 4.70 4.76 4.72 4.49 4.48 4.68 4.28
over 1 year 6.29 6.17 5.86 5.43 5.85 5.30 5.82 6.05
natural persons
up to 1 year
over 1 year

Methodological comments:

Methodological comments to calculation of indicators are given in section 7 “Methodological notes to the tables of the Bulletin of Banking Statistics.

* By 2015 - legal persons and government agencies; from 2015 - legal persons.