JSC "Joint Stock Savings Bank "Belarusbank" (JSC "JSSB Belarusbank"). Balance Sheet and Proft and Loss Statement as of 1 October 2021

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BALANCE SHEET
in thou rubles (BYN)
Articles of 1 October 2021 of 1 January 2021
ASSETS
Monetary funds 527,762 579,559
Precious metals and precious stones 1,121 1,566
Funds in the National Bank of the Republic of Belarus 1,456,782 1,261,067
Funds in banks functioning in the Republic of Belarus 2,597,548 2,805,560
Securities 4,658,185 4,104,053
Credits to clients 28,127,282 27,314,417
Derivative financial assets 43,808 4,288
Long-term financial investments 233,259 225,670
Fixed assets and intangible assets 412,957 416,051
Interest-bearing investments in fixed assets 990 547
Property for sale 226 181
Deferred tax assets 1,751 1,751
Other assets 68,688 71,344
TOTAL assets 38,130,359 36,786,054
LIABILITIES
Funds of the National Bank of the Republic of Belarus 1,328,839 1,181,277
Funds of banks functioning in the Republic of Belarus 7,208,889 6,954,872
Clients' funds 21,674,135 21,100,656
Securities 1,815,035 1,665,568
Derivative financial liabilities 5,317 7,044
Deferred tax liabilities 1,887 1,887
Other liabilities 319,588 1,126,705
Total liabilities 32,353,690 32,038,009
EQUITY CAPITAL
Authorized capital 3,709,885 2,908,984
Issue profit 0 0
Surplus capital 594,400 445,301
Balance sheet revaluation funds 161,742 164,272
Accumulated profit 1,310,642 1,229,488
Total equity capital 5,776,669 4,748,045
Total liabilities and equity capital 38,130,359 36,786,054

PROFIT AND LOSS STATEMENT
in thou rubles (BYN)
Articles of 1 October 2021 of 1 October 2020
Interest income 1,978,389 1,658,247
Interest expenses 1,023,237 711,909
Net interest income 955,152 946,338
Commission income 443,664 398,548
Commission expenses 145,238 140,010
Net commission income 298,426 258,538
Net income from precious metals and precious stones transactions 636 1,115
Net income from transactions involving securities -40,687 456
Net income from foreign exchange transactions 70,681 174,972
Net income from transactions involving financial derivatives 63,700 398
Net transfers for reserves 315,613 522,937
Other income 54,328 47,038
Operational expenses 594,974 525,600
Other expenses 87,776 81,710
Profit (Loss) before taxation 403,873 298,608
Expense (revenue) on income tax 70,542 49,949
Profit (Loss) 333,331 248,659