JSC "Joint Stock Savings Bank "Belarusbank" (JSC "JSSB Belarusbank"). Balance Sheet and Proft and Loss Statement as of 1 October 2020


BALANCE SHEET
in thou rubles (BYN)
Articles 01/10/2020 01/01/2020
ASSETS
Monetary funds 538,979 451,804
Precious metals and precious stones 1,047 955
Funds in the National Bank of the Republic of Belarus 1,895,851 1,873,025
Funds in banks functioning in the Republic of Belarus 3,119,595 2,991,412
Securities 4,209,299 3,609,869
Credits to clients 25,900,163 20,603,826
Derivative financial assets 43,058 0
Long-term financial investments 225,670 187,138
Fixed assets and intangible assets 409,391 384,097
Interest-bearing investments in fixed assets 572 530
Property for sale 483 393
Deferred tax assets 1,438 1,438
Other assets 73,331 85,615
TOTAL assets 36,418,877 30,190,102
LIABILITIES
Funds of the National Bank of the Republic of Belarus 755,377 63,393
Funds of banks functioning in the Republic of Belarus 7,395,217 4,526,971
Clients' funds 21,879,455 19,585,245
Securities 1,608,493 1,547,629
Derivative financial liabilities 30,001 0
Deferred tax liabilities 1,578 1,578
Other liabilities 378,285 246,992
Total liabilities 32,048,406 25,971,808
EQUITY CAPITAL
Authorized capital 2,662,984 2,662,480
Issue profit 0 0
Surplus capital 445,301 386,916
Balance sheet revaluation funds 169,660 175,687
Accumulated profit 1,092,526 993,211
Total equity capital 4,370,471 4,218,294
Total liabilities and equity capital 36,418,877 30,190,102

PROFIT AND LOSS STATEMENT
in thou rubles (BYN)
Articles 01/10/2020 01/10/2019
Interest income 1,658,247 1,553,079
Interest expenses 711,909 652,778
Net interest income 946,338 900,301
Commission income 398,548 361,461
Commission expenses 140,010 121,158
Net commission income 258,538 240,303
Net income from precious metals and precious stones transactions 1,115 276
Net income from transactions involving securities 456 892
Net income from foreign exchange transactions 174,972 85,364
Net income from transactions involving financial derivatives 398 232
Net transfers for reserves 522,937 287,630
Other income 47,038 34,113
Operational expenses 525,600 546,540
Other expenses 81,710 44,145
Profit (Loss) before taxation 298,608 383,166
Expense (revenue) on income tax 49,949 56,659
Profit (Loss) 248,659 326,507