BNB-Bank. Balance Sheet and Proft and Loss Statement as of 1 October 2021

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BALANCE SHEET
in thou rubles (BYN)
Articles of 1 October 2021 of 1 January 2021
ASSETS
Monetary funds 22,265 24,806
Precious metals and precious stones 0 0
Funds in the National Bank of the Republic of Belarus 64,620 71,907
Funds in banks functioning in the Republic of Belarus 39,223 42,416
Securities 102,372 89,349
Credits to clients 480,221 519,951
Derivative financial assets 5,087 95
Long-term financial investments 306 306
Fixed assets and intangible assets 21,413 19,885
Interest-bearing investments in fixed assets 304 2,294
Property for sale 2,183 1,895
Deferred tax assets 0 3
Other assets 7,275 4,799
TOTAL assets 745,269 777,706
LIABILITIES
Funds of the National Bank of the Republic of Belarus 23,189 0
Funds of banks functioning in the Republic of Belarus 135,306 91,372
Clients' funds 477,715 555,875
Securities 4,275 24,616
Derivative financial liabilities 1,726 12,685
Deferred tax liabilities 0 0
Other liabilities 2,812 3,264
Total liabilities 645,023 687,812
EQUITY CAPITAL
Authorized capital 27,688 27,688
Issue profit 0 0
Surplus capital 11,500 10,419
Balance sheet revaluation funds 13,196 13,493
Accumulated profit 47,862 38,294
Total equity capital 100,246 89,894
Total liabilities and equity capital 745,269 777,706

PROFIT AND LOSS STATEMENT
in thou rubles (BYN)
Articles of 1 October 2021 of 1 October 2020
Interest income 43,204 38,082
Interest expenses 26,268 22,378
Net interest income 16,936 15,704
Commission income 12,323 11,968
Commission expenses 3,866 2,940
Net commission income 8,457 9,028
Net income from precious metals and precious stones transactions 0 0
Net income from transactions involving securities -841 -571
Net income from foreign exchange transactions -1,270 20,353
Net income from transactions involving financial derivatives 10,084 -8,879
Net transfers for reserves -2,499 8,985
Other income 5,721 6,216
Operational expenses 27,548 23,948
Other expenses 1,758 1,907
Profit (Loss) before taxation 12,280 7,011
Expense (revenue) on income tax 1,853 1,218
Profit (Loss) 10,427 5,793