JSC "BSB Bank". Balance Sheet and Proft and Loss Statement as of 1 October 2021

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BALANCE SHEET
in thou rubles (BYN)
Articles of 1 October 2021 of 1 January 2021
ASSETS
Monetary funds 37,607 35,969
Precious metals and precious stones 20,233 20,147
Funds in the National Bank of the Republic of Belarus 40,543 33,725
Funds in banks functioning in the Republic of Belarus 81,204 91,390
Securities 106,883 121,290
Credits to clients 45,396 27,742
Derivative financial assets 782 0
Long-term financial investments 35 35
Fixed assets and intangible assets 29,007 28,393
Interest-bearing investments in fixed assets 0 1,925
Property for sale 0 0
Deferred tax assets 99 0
Other assets 12,922 7,522
TOTAL assets 374,711 368,138
LIABILITIES
Funds of the National Bank of the Republic of Belarus 0 0
Funds of banks functioning in the Republic of Belarus 47 4,003
Clients' funds 310,242 299,571
Securities 0 0
Derivative financial liabilities 0 944
Deferred tax liabilities 0 19
Other liabilities 5,238 7,089
Total liabilities 315,527 311,626
EQUITY CAPITAL
Authorized capital 21,684 22,900
Issue profit 0 0
Surplus capital 8,554 7,707
Balance sheet revaluation funds 18,767 19,351
Accumulated profit 10,179 6,554
Total equity capital 59,184 56,512
Total liabilities and equity capital 374,711 368,138

PROFIT AND LOSS STATEMENT
in thou rubles (BYN)
Articles of 1 October 2021 of 1 October 2020
Interest income 9,498 8,276
Interest expenses 1,509 1,263
Net interest income 7,989 7,013
Commission income 21,313 18,319
Commission expenses 10,256 8,636
Net commission income 11,057 9,683
Net income from precious metals and precious stones transactions 149 80
Net income from transactions involving securities -520 28
Net income from foreign exchange transactions 10,096 16,067
Net income from transactions involving financial derivatives 1,819 -2,590
Net transfers for reserves -1,385 641
Other income 5,147 1,133
Operational expenses 23,776 21,220
Other expenses 920 757
Profit (Loss) before taxation 12,426 8,796
Expense (revenue) on income tax 2,123 1,412
Profit (Loss) 10,303 7,384